Buying a car couldn’t be easier with Empire Lakewood Nissan. Our expert team has the experience necessary to make this process easier for you. Follow these steps to start purchasing your new car online, or schedule time with one of our Sales Consultants to receive personalized service.
Car buying made easy and more enjoyable. You can calculate your payments, apply for financing, and value your trade-in all from the comfort of your home.
Pre-qualify and see your financing options without impacting your credit score.
See your real rate and monthly payment while you search cars.
90% of Auto Navigator customers save time at the dealer.
That’s right. And, once you’re pre-qualified, you’ll be able to see your real rate and monthly payment on each car while you search.
Adjust things like your down payment, term length, and more to build the deal that’s right for you. That means less guessing, and more knowing.
Take Auto Navigator with you to the dealership and complete a credit application to finish up your financing. Then, hit the road and enjoy your new car.
Pre-qualify for auto financing with Capital One (“Capital One” or “We”) prior to visiting a participating dealer. We review the information you provide to determine whether you pre-qualify with no impact to your credit score. If you pre-qualify, you will be able to see your monthly payments, APRs and offer summaries for vehicles you may be considering. Remember, your pre-qualification can only be used for the purchase of one, personal use vehicle. The offer summary will include an estimate of the financing terms you could qualify for when you apply for financing at the dealer. When you are ready to finance a vehicle, you can send your offer summary to a participating dealer. You can use your mobile phone to configure vehicles and compare your options at the dealer! If you have recently applied and funded another loan with Capital One, this might impact your eligibility for a new loan with this pre-qualification.
When you fill out your pre-qualification request, you are providing your information to Capital One. Capital One will use the information you provide in order to determine whether Capital One is able to pre-qualify you for financing and to send you important information about your pre-qualification request. Capital One will use the information you provide consistent with their privacy policies, which may be accessed at https://www.capitalone.com/privacy. Should you submit your pre-qualification request, you are also authorizing Capital One to share the information you input into your pre-qualification request and Capital One’s response to your pre-qualification request with the Dealer. When you share your information with the dealership, they may use the information consistent with their privacy policy.
* Monthly payment and Annual Percentage Rate (APR) terms are not final until your financing is completed at a participating dealer. These terms are based on information you provide and might change if you update any information in the Capital One experience or at the dealer, and may vary depending on the dealership selling the vehicle(s) you may be interested in financing.
Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted at the dealer and any required documents, and may vary depending on the dealership selling the vehicle(s) you may be interested in financing. Capital One pre-qualification terms expire 30 days from the date your pre-qualification request is received. All other financing offers are subject to the terms of the offering party.
To pre-qualify, you must be at least 18 years old, have a valid street address within the contiguous United States or an APO/FPO address. Minimum monthly income required is $1,500 or $1,800, depending on your credit qualifications. Any existing Capital One accounts must be in good standing (not over limit, past due, or delinquent).
When you submit your request for pre-qualification, you are authorizing Capital One to share your information with the dealer, and you can begin working with the Dealership to find a vehicle that meets your needs. When you’re ready to do so, you will fill out a credit application with the Dealership and provide any information needed for review to complete your financing. A credit application at the Dealership will result in one or more inquiries posted to your credit file. After negotiating purchase terms and receiving Dealership credit approval, you will sign a contract with the Dealership reflecting both your purchase and financing terms. Your purchase will result in a retail installment contract with the Dealership as the original creditor.
For new and used vehicles, the minimum Amount Financed is $4,000. Your maximum Amount Financed may be based on income, key credit characteristics, the vehicle you are purchasing, the details of the financing deal, and/or the specific dealership from which you purchase the vehicle. The Amount Financed may include the vehicle sales price, tax, title, licensing fees, dealer fees, and any optional products like service contract and/or extended warranty that you choose to purchase from the dealer.
** APR is the Annual Percentage Rate. Advertised rates depend on the individual’s credit and key financing characteristics, including but not limited to the Amount Financed, term, loan-to-value (LTV) ratio, down payment amount, and vehicle characteristics, and may vary depending on the dealership selling the vehicle(s) you may be interested in financing. A representative example of payment terms is as follows: a $1000 down payment, an amount financed of $22,000 with an APR of 10.00%, and a term of 72 months would have a monthly payment of $407.57. APRs shown are current as of November 30, 2020. Cash down may be required in order to complete your purchase. Estimated rates are subject to change without notice.
Representative APR is based on the individual’s credit and key financing characteristics, including but not limited to the amount financed, term, the loan-to-value (LTV) ratio, and vehicle mileage. Your actual APR will be based on your specific situation.
Capital One provides financing for new and used vehicles purchased from participating dealers and offers pre-qualification at participating dealers through dealer websites and its Auto Navigator product. Visit www.capitalone.com/cars and view our Explore Dealers feature for a list of participating dealerships on Auto Navigator. Participating dealers are subject to change. We do not offer financing for vehicles purchased from non-participating dealers, auto brokers, or private party sellers. We do not offer financing for lease buyouts. Any pre-qualification submission to Capital One through a participating dealer website or through Auto Navigator may be accessed for as long as the pre-qualification offer is available and may be accessed through digital channels where Capital One provides pre-qualification services.
Capital One pre-qualification terms can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. We do not finance certain vehicle makes including but not limited to, Oldsmobile, Daewoo, Saab, Suzuki or Isuzu vehicles. We do not offer financing for commercial vehicles, motorcycles, recreational vehicles (RVs), ATVs, boats, camper vans, motor homes, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buy back (alternatively referred to as a lemon), branded title vehicles, or vehicles without a Vehicle Identification Number (VIN) or title issued. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.
Vehicle must be 2011 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2009 model year with fewer than 150,000 miles.
Capital One uses third party information, otherwise available, to enhance your auto financing experience. Third party information includes, but is not limited to, trade-in values, car images, dealer reported mileage, the price, description, and availability of optional products that may be able to be financed with the vehicle (e.g., service contracts, GAP, and protection products), dealer advertised price and car details. Please note that third parties, including participating dealers, provide this information and Capital One does not sell vehicles or any other optional products and does not make any express or implied representations or warranties with respect to the accuracy of the provided third party information. You should verify the accuracy of any third party information on your own. All trademarks are the property of their respective owners.
Vehicle images may not be representative of the dealer advertised vehicle. Cars are subject to prior sale and availability should be confirmed with the dealer. Dealer advertised prices for vehicles and other additional products are subject to change without notice.
† Dealer advertised prices for vehicles and other optional products may be negotiable and may not include tax, title, license, and other fees charged by the dealer. Other fees may include, but are not limited to, document fees, dealer preparation fees, and delivery charges. You should verify with the dealer what is included in the dealer advertised price. We provide an estimate of tax, title, and license fees based on the dealership address and allow for you to incorporate your desired purchase of any additional products from a participating dealer in order to show you how such charges may impact your financing terms. These estimates are provided for informational purposes only, and the actual cost associated with tax, title, and license fees, and optional additional products, if selected, may vary at the dealership.
Trade-in valuations are offered by select participating dealers to provide estimates of what you may be able to receive from the dealer by trading in your car. When utilizing the dealer provided trade experience, you will be routed to the dealer’s online trade experience for additional information on these services. Linked dealer sites are not maintained by Capital One and Capital One does not make any express or implied representations or warranties with respect to the accuracy of the information contained therein.
